About Us

The word ingenium is one of the Latin words at the root of the word engineering and means natural or innate talent.

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Our Services

You’ve worked your whole life moving towards retirement. What will retirement look like for you?

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Contact Us

Our investment advisors would be happy to answer any questions you have about your financial situation.

 

Personal Insurance

A foundational piece of your financial life is your personal insurance. Ingenium Financial can provide expert guidance to help you design and implement an insurance plan to meet your unique needs.

 

Investments

Your investment portfolio is the engine that drives you to your financial goals—retirement, college education, a vacation home, or a bucket-list trip of a lifetime. Just like driving a car, the faster you go, the more risk you’re taking.

 

Retirement Planning

Planning for your retirement is not an event or a product. It’s a process that should change and adapt as your situation changes. Ingenium Financial can help you create a clear path to your goals—one that makes you feel more secure and prepared for the future.

 

Estate Planning

With this type of preparation, you can put the tools and processes in place to protect your assets in the event of your incapacitation or death. Ingenium Financial can help you develop a plan to effectively manage your property, now and as it transitions to your heirs.

 

Business Solutions

As a small business owner, a large part—if not most—of your assets are represented by your business. That means the business is likely providing the income to support your family’s current lifestyle while also funding your retirement.

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

What Recent Inflation Signals Mean for Financial Planning

Greg Hier |
Categories
Finance
Savings
Investments
Retirement
Tax Planning
Credit
Risk Management
Inflation has been the boogeyman of the economy for months. Sticky prices. Rising gas costs. A looming rate hike. The latest report provided useful data for planning ahead. When inflation cools—even slightly—it can affect everything from interest rates to your travel budget. September's numbers provided important context about the direction of inflation and interest rates. For anyone trying to make sense of their money right now, understanding these shifts matters. Inflation Didn’t Disappear—But It’s Slowing...

Rethinking Retirement: Why True Wealth Is More Than Money

Greg Hier |
Categories
Retirement
Lifestyle
Health
Family
Rethinking Retirement: Why True Wealth Is More Than Money You’ve mapped out your dream retirement. Maybe it’s a cozy beach town, golf twice a week, time with family, or finally starting that side project. But here’s the truth most planning overlooks: even with a solid financial plan, your ideal retirement could still fall flat. That’s because real wealth in retirement doesn’t just live in your portfolio. It lives in your health, your relationships, and your...

Overlooked Retirement Expenses (And How to Plan for Them)

Greg Hier |
Categories
Retirement
Finance
Health
Tax Planning
Family
Real Estate
A comfortable retirement doesn’t come with a fixed price tag. Expenses can change over time, and some of the most important ones are easy to overlook. That’s one reason about 45% of retirees could run out of money in retirement. 1 The good news? That outcome isn’t inevitable. The key is recognizing which costs get overlooked and building flexibility into your plan. Let’s explore five common blind spots and what you can do to prepare...